Payment calculator

PayPal fee calculator

Estimate PayPal commercial payment fees, international surcharges, effective fee rate, net received, and gross-up pricing for a desired net amount.

Inputs

Formula

PayPal commercial fees are modeled as a percentage of the payment amount plus a fixed fee. International commercial transactions add an extra percentage.

net received = payment amount - ((payment amount × PayPal rate) + fixed fee + other costs)

Assumptions

  • PayPal Checkout and Venmo default to a higher commercial rate than standard credit/debit card payments.
  • The USD fixed fee is editable because fixed fees vary by currency.
  • Use custom rate when your account has special pricing or a different region.

FAQ

Why does PayPal have several rates?

Rates vary by product, payment method, account type, market, and currency. This calculator keeps the main choices visible and editable.