Payment calculator

Stripe fee calculator

Estimate Stripe card fees, net received, effective fee rate, and the amount to charge when you need to receive a target net amount.

Inputs

Formula

The calculator starts with the standard card percentage and fixed fee, then adds optional surcharges for manually entered cards, international cards, and currency conversion.

net received = charge amount - ((charge amount × fee rate) + fixed fee + reserves)

Gross-up logic

Gross-up estimates what to charge when you want to receive a specific net amount after Stripe fees.

charge amount = (desired net + fixed fee + reserve) ÷ (1 - fee rate)

FAQ

Are Stripe fees the same in every country?

No. This MVP uses editable US-style defaults. Always verify the rate for your country and account.

Does the calculator include disputes?

Use the refund/dispute reserve field to model expected losses or dispute fees.